Monday, September 1, 2014

We bought a house!

Just before we were married we began more seriously thinking about buying a house. My husband got a preapproval and we began looking at listings. We even met with a realtor and checked a few out. But things got really stressful in preparing for the wedding and we put it on hold.

This spring, we picked the search back up. We got a approvals again and more intensely looked. We got a different realtor who was great with communication. We looked at several homes at the price range we were in. It was still pretty challenging. A lot of the homes needed a lot of work. We knew we were in for a fixer upper type home at our price range, but it was becoming more challenging to see how the budget would accommodate all the expenses we would have with the extend of the renovations that were needed with some of these homes. We were becoming bit hopeless.

Finally, we got a call from the realtor; he was working with another client who was looking to downsize, but was struggling with the decision to sell her home. It was the home she raised her children in. The only home her and her late husband had shared.

We got the call late in the afternoon one day saying she was willing to meet us and let us look at the home. She was still undecided.

We went and looked. Talked about an offer just under a tree at the very back of the home. The offer would be substantially higher than what we had considered before. By about $15,000. But the home needed minor renovation, significant cosmetic updating, but nothing unrealistic for us to handle. It also had the pole barn of my husband's dreams.

She decided she'd sell and our offer was accepted. The next process of waiting for the mortgage approval and signing the title and then waiting to move in began!

We will have 2 weeks in our rental while also having possession of our home. This will give us some time for demo & reno before we move all our things. We are so anxious!


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